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By , April 19th, 2011 · CommentsWelcome to Northpoint Social Media Sites. This is your first post. Edit or delete it, then start blogging!
The bitter side of office candy
By , April 13th, 2011 · Comments
Office treats are brought into the workplace for good intentions. Food has a way of bringing people together. But research indicates that it’s hard to pass up sweets, even when you need or want to avoid them. According to a 2006 study published in the International Journal of Obesity, the proximity and visibility of sweets cause individuals to eat more than they would otherwise. Over a four-week period, 40 administrative staff were observed for the amount of candy they ate. On average, they consumed an additional 2.5 pieces of chocolate when a bowl of candy was visible and another 2.1 candies on top of that when the culprit was within an arm’s length reach.
Let’s explore the bitter side of all the sweetness. If you are 160 pounds and indulge in two pieces of candy per day, you’ll need to walk 157 minutes, ballroom dance 132 minutes, or run for 29 minutes to burn off the 480 calories you added in a work week.
Employees who are trying to stay healthy or diet feel challenged with the sweet surplus. Sue Shellenbarger of The Wall Street Journal suggests that the candy jar is not only a cause of growing waistlines in the workplace but also a source of tension. Individuals who feel tempted have to avoid the sweets, ask their co-workers to put them away, and may receive unwanted attention for being curiously anti-candy. So before you indulge in the next round of office treats, consider your own waist and that of your co-worker’s.
To pay or not to pay?
By , April 11th, 2011 · Comments
If you own a home and have extra cash to pay off your mortgage early, should you do it? The intuitive answer is yes, because a mortgage falls into the category of debt. But some advisers would dissuade you, encouraging a deeper look into the bigger financial picture.
Tom Tousignant, a certified mortgage planning specialist, advises homeowners to think through a checklist before making the decision to accelerate paying down a mortgage. The video, “The Safest Way to own your House,” identifies four essential steps that should precede a payoff.
- Liquid cash — having an emergency fund of 3 to 6 months of living expenses is a necessity in the case of job or income loss.
- Bad debt — zeroing out credit card debt is the next important step toward financial health.
- Insurance — having adequate insurance (homeowners, life, disability, and umbrella) can offer protection against foreclosure and other challenges.
- Growing wealth — weighing other needs against paying off a mortgage (adequate cash for retirement, investing in children’s college education, investing in a business startup, care for family members) can help you decide if accelerating mortgage pay-off should be your next most important priority.
According to Tousignant, owning a home outright shouldn’t make you cash-poor and unable to choose the investments and lifestyle you want. On the other hand, if you’re nearing retirement, paying off the home may be prudent. The tax benefits of a mortgage may be minimal once you hit retirement age, according to Liz Weston of MSN.com. Also, homeowners on a fixed income can significantly reduce expenses by paying off the loan.
To pay or not to pay? That is the mortgage question all homeowners must thoughtfully consider, weighing personal priorities and circumstances.
House candy for golfers
By , April 8th, 2011 · Comments
Golf Digest annually ranks the 100 Greatest Golf Courses in the nation, and number one on that list is Augusta National, site of the Master’s championship. The first title of professional golf is up for the taking, and so is real estate in golf communities. Sites like Golf Course Realty are dedicated to marketing homes that are located on or near the fairways. Msnbc highlights the following notable properties for golf afficionados.
- World-ranked pro Phil Mickelson listed his Rancho Sante Fe residence in June 2008 for over $12 million; the price has since dropped to just under $7.2 million.
- How would you like to live on an estate with a private course? Porcupine Creek, a 19-hole golf course situated on 249 acres, recently sold for $42.9 million. It’s ranked in Golf Digest’s top 15 Golf Courses in California.
- All those millions make a Sahalee rambler look like a real deal, listed at $1,088,000. Located in Sammamish, Wash, Sahalee is consistently ranked as a top 100 golf course. It has hosted the 1998 PGA Championship, 2002 World Golf Championship-NEC Invitational, and the 2010 U.S. Senior Open. The custom 3-bedroom house sits back from the fairway and has views of holes 5 and 6.
Whether you’re watching on your tv or from your own back patio, enjoy the view of this weekend’s battle for the elusive green jacket.
72 ways to a cleaner home
By , April 6th, 2011 · Comments
Spring cleaning is an annual affair, that time of year when households clean house from top to bottom, typically in the first warm days of the season. Checklists for spring cleaning abound, most of them focused on the areas of the house that are overlooked for most of the year. Martha Stewart’s list is a good resource among many.
Planning on a weekend project of spring cleaning? Don’t squander the fruits of your labor by slipping back into bad habits after the work is done. Consider taking some simple steps to maintain a healthy home for the entire year. This Old House offers “72 Hassle-Free Steps to a Healthier Home.” Here is a shortlist of things you can start doing today:
- For households that struggle with seasonal hay fever, keep the pollen out. Shake or brush off outerwear; clean your pets’ fur and feet before they re-enter the house; and avoid hanging laundry on outdoor clothes lines for a period of time.
- Add mats on both sides of the entryway door to catch dirt and lawn chemicals. Wash or clean them often.
- Air out chemicals from the dry cleaning before bringing it indoors. Or consider choosing a greener dry cleaner.
- Keep shoes out of the house. Place a basket of slippers by the door.
- Caulk holes and crevices to keep out small rodents.
- Filter your drinking water.
- Turn on your range-hood fan when cooking.
- Establish a no-smoking policy indoors.
- Use a vacuum with a HEPA filter.
- Sanitize doorknobs and toys in children’s rooms.
- Let your bed air out every day before you make it to help minimize the moisture that dust mites like. Vacuum your mattress when changing sheets.
- Check for radon, an odorless natural gas and the second leading causing of lung cancer after smoking. Measurement kits are available at hardware stores.
- Use natural, chemical-free cleaners whenever possible.
Keep inventory of your stuff
By , April 4th, 2011 · Comments
Minimalists may not need help tracking their household possessions, but materialists who tend to lose favorite things surely do. Farhad Manjoo researched mobile apps and software programs that promise an accessible inventory system; he prefers software, finding that entering data on a mobile unit can be unwieldy.
To be fair, let’s look at programs on both sides of the Microsoft / Mac field that earned winning points from Mr. Manjoo. Microsoft’s Collectify Home Inventory ($50) offers a 30 day no-obligation trial. You manually enter the rooms in the house or take pictures of them and then add details of specific merchandise. Mac’s Compartments by Little Fin Software ($10) does one better by tracking warranty expiration dates of items, alerting you before they are up. Home Inventory by Binary Formations ($15) offers a companion remote with which you take pictures and can add information via your iPhone. For those who would rather not key in details of household items, then Delicious Library 2 by Mac ($25) provides a shortcut. Using your computer camera, scan your items’ bar codes, and Delicious Library will draw from its own databank and populate details.
Taking inventory of your stuff is a whole lot easier with software programs. But all this begs the question — what’s the point of keeping track? Avoid the heartache and pocket-ache of longing for or replacing your favorite items. Furthermore, quick access to your personal inventory can save you time when you’re ready to unload merchandise on eBay or craigslist.
Why you need an emergency kit
By , April 1st, 2011 · Comments
If the daily news of natural disasters around the globe is causing you to think about a possible crisis hitting close to home, then take the next step and act. Most of us believe that disasters are not likely to occur until they happen, leaving no time for preparation or forethought.
The site ready.gov recommends that a household should plan to stock supplies that will sustain the family for at least 3 days. While ready-made kits are available for purchase, Wisebread contributor Andrea Dickson recommends making your own, especially since most households already have a number of the essentials:
Water–one gallon per person per day for 3 days, for drinking and sanitation- Food–3-day supply of non-perishables and can opener
- Battery-powered or hand crank radio and batteries
- Flashlight and extra batteries
- First aid kit
- Whistle
- Dust mask
- Wrench or pliers for utility shut-off
- Towelettes, garbage bags, and plastic ties for personal sanitation
- Local maps
- Cell phone with chargers, inverter or solar charger
The site also lists additional items you may want to include like cash, prescription meds, and copies of important documents (insurance papers and family records). When your kit is ready, identify a meeting place for separated family members and how key information will be communicated to outside persons (like extended family). Being prepared for an emergency will give you peace of mind now and a secure plan in the unlikely event of a disaster.
Real estate outlook for 2011
By , March 30th, 2011 · Comments
When the real estate market dropped, many experts struggled to answer the predominant question on people’s minds. When will the market bounce back? The issue of recovery largely depends on job employment, incentives to buy, and media coverage according to Barbara Corcoran, a nationally recognized real estate consultant who knows a lot about the market’s history over the years. She started her firm, The Corcoran Group, at the age of 23 and sold it in 2001 for $70 million. Currently, she works full time doling out advice about better housing choices on NBC’s TODAY Show, speaks around the nation, and invests in ABC’s reality series Shark Tank.
So what does Ms. Corcoran have to say about how buyers and sellers should handle themselves in 2011? First, everybody should understand that the wild cards — jobs, government incentives, and media — can change the game. Obviously, the housing market improves if employment rises and there are incentives to buy. But the media plays a heavy hand, too. Corcoran says that prolonged negative coverage on housing trends can dampen people’s mood, making them sluggish about decisions to buy or sell based on feelings rather than rationale.
If you’re in a position to buy, Corcoran says carpe diem. The housing market is historically slow when it falls, but once it turns around, prices can jump up quickly. Today’s lower interest rates on mortgages translate into significant savings. Unfortunately, birds of a feather tend to flock together, and buyers are more comfortable bidding when there’s lots of activity (competition), but in that scenario, you tend to pay more than you would otherwise.
Sellers are advised to price their homes for what they are worth and to get their houses in attractive, saleable condition by making some key but inexpensive improvements. Your property must stand out in the crowd of other for sale homes. For the full interview, check out What Works Now with Barbara Corocan.
Spring is for planting and gardening
By , March 28th, 2011 · Comments
Spring is prime time for starting your outdoor planting. For gardeners who want to establish plants that return year after year, perennials are must-haves. Not all perennials endure equally, however. Better Homes and Gardens highlights 20 types that will add depth, interest, and longevity to the garden.
If you’re interested in learning more about organic food and sustainable practices, look no further than Your Farm in the City: An Urban Dweller’s Guide to Raising Food and Raising Animals (Black Dog & Leventhal), co-authored by the gardeners of Seattle Tilth (a local non-profit organization not to be confused with the restaurant Tilth) and Lisa Taylor, education program manager. The book is the urban farmer’s guide to raising animals, composting, and growing and harvesting organic fruits and vegetables.
Seattle Tilth also hosts classes for kids and adults throughout the season, and the annual Edible Plant Sale will feature a wide selection of summer garden plants from regional growers. Saturday and Sunday, May 7 & 8, 9 a.m. – 3 p.m. Eastsiders can enjoy the Issaquah Edible Plant sale on Saturday, May 14, 9 a.m. – 2 p.m.
Why paint when you can sticker
By , March 26th, 2011 · Comments
Painting a wall or a whole room is the usual suspect in the lineup of quick, affordable decorating options. But have you ever considered peeling and posting stickers to your wall?
Artstick is one of many companies that specialize in wall stickers. These are decidedly not the traditional stickers you used to collect in your albums as a kid. Instead, they are the kind that can brighten the living spaces of children and adults. Choose from hundreds of designs and themes that range from the natural to the supernatural and to the whimsical. Stickers vary in size from small decorative pictures to larger murals. Interested in more? Wallies sells wall cutouts, borders, murals, decals and reusable chalkboards and dry erase.
Want to bring the ocean indoors? Need help with your monthly calendar? Want to move to New York City today? Then stickering may be the next best option to painting your accent wall.







